I asked myself: How can I talk to my kids about money? How can I share my own experiences with money and finances with my children, sensitize them to possible upcoming challenges in everyday life and point out the solutions I found that they make sense, so that they can be understood and accepted? ... without being too serious, boring or even instructive.

The board game Hamsterrad gave me a great opportunity to talk about finance in a "neutral field".

What is the best, appropriate way to teach basic financial education in a seminar, which will be accepted and understood and the participants are supported for their everyday financial challenges?

Particularly helpful was the development and use of the game hamster wheel. Former communication hurdles disappeared easily and an everyday and age-appropriate teaching of the learning content was facilitated.

Many people learn the rules and behavior in dealing with private finances the hard way, through painful mistakes!

Too many people are forced to learn the rules and behaviors in dealing with their private finances the hard way, through painful and costly mistakes!

How can you talk about money and finances in the relationship with your partner or the whole family, but openly and constructively, without stress and without arguments?

The announcement We need to talk, urgently! often leads to stress by the adressee, and grows when waiting too long. The spontainously reactions are often defense or attack, depending on the emotional state.

How to explain the proper way to handle money and finances to someone

• who is currently depending on financial assistance,
• who has no experiences about the usual height and type of spending's
• who has never had debts simply because he/she just did not received any loan
• who don't know yet if he/she will be allowed to work and what he/she will do and
• who don't knows how much money he/she will earn from that job?